All Events
Opening Words from the Chairperson
Davor Gašparac
Digital/AI Transformation Leader | Executive Advisor | Keynote, Former Erste Digital BankRe-architecting the Bank Around AI
Moving from AI pilots to enterprise-wide transformation
Embedding AI into strategic decision-making at board level
Aligning data, talent and technology for AI-driven banking
Redefining leadership in an AI-native financial institution
Frans Van Bruggen
Independent Expert (Ex Senior Policy Officer Fintech and AI at DNB)GPTs Before AI: Tackling Cultural Lag Before the Next Crisis
A strategic lens on the speed gap between technology and organisations.
Why regulation, strategy and risk management are one conversation.
Culture as the most underrated risk instrument in the age of AI.
Fabio Turel
Information Technology Strategy Manager, Generali SwitzerlandAmbition to Architecture, what vision really demands
Ambition creates direction, but architecture determines whether transformation can scale securely, sustainably, and at speed.
Vision in banking demands more than innovation, it requires resilient data, technology, governance, and operating models working as one ecosystem.
The institutions that win will be those that simplify complexity, build adaptable platforms, and turn strategy into repeatable execution.
Ashtha Bajaj
Data, Analytics & AI Leader, Bank of Ireland, UKUnlocking the Business Potential of Generative AI in Banking
Advancing beyond basic AI tools toward high-impact business applications
Enhancing financial advisory services and operational decision-making with generative AI
Ensuring secure and responsible AI adoption across the organization
Evaluating performance, efficiency, and long-term return on AI investments
Jules Ferdinand Pagna Disso
Director, Head Cyber Risk Intelligence, Head of Quantum Risk, BNP Paribas, UKGenerative AI in Banking: From Experiments to Core Business Value
Moving beyond chatbots toward strategic applications
Integrating generative AI in a supportive role for business operations
Scaling AI capabilities safely across business lines
Strategic directions for AI implementation aimed at business value generation
A focus on AI Platforms
Jan Sedlařík
AI Product Owner, Former Česká spořitelna bank, CzechiaFrom AI Governance to AI Assurance: Building the Decision Record Banks Can Defend
Moving from principles to proof: What it takes to translate AI governance commitments into evidence that can withstand scrutiny.
Defining the decision record: Connecting data, models, prompts, rules, system versions and human interventions to explain how an AI-influenced outcome was reached
Responding to challenge: Exploring what a bank should be able to reconstruct and explain when a customer, auditor or regulator questions a decision.
Making accountability practical: Clarifying responsibilities across business, technology and control functions—not just who approved the AI, but who remains accountable for its use.
Embedding assurance across the lifecycle: Building proportionate traceability, oversight and monitoring into AI design and operation, rather than assembling evidence after something goes wrong.
Anish Shah
Director - Model Risk, Internal Audit, NatWest, UKCase study: Agile banking transformation
Explain how agile delivery changes bank transformation execution.
Align product, technology, compliance and operations around shared outcomes.
Reduce friction between innovation teams and legacy enterprise processes
Davor Gašparac
Digital/AI Transformation Leader | Executive Advisor | Keynote, Former Erste Digital BankFuture of digital wallets Bank readiness and customer expectations
Assess how digital wallets are changing product strategy and customer engagement
Identify governance, compliance and approval steps banks need before scaling.
Sadık Baş
EVP, Marketing Portfolio Management & Digital Products, Garanti BBVA Payment Systems, TurkeyPanel Discussion: Leading the AI-Powered Bank: How Executive Leadership Is Redefining Strategy in the Age of Intelligent Banking
How executive teams are aligning technology, business strategy and organizational culture around AI-driven transformation
Balancing innovation ambitions with operational complexity in large financial institutions
Lessons learned from scaling AI initiatives across multiple markets and business units
What successful AI-driven banks will look like by the end of the decade
Moderator: Davor Gašparac | Panellists: Jan Sedlařík, Lucian Daia, Fabio Turel, Anish Shah
Davor Gašparac
Digital/AI Transformation Leader | Executive Advisor | Keynote, Former Erste Digital BankFrom AI Hype to Real Control: Deterministic System Intelligence for Safe Legacy Evolution
AI can accelerate delivery - but in banking, it must also prove its value.
This session explores how combining deterministic system intelligence with AI enables teams to move faster without losing control.
By grounding every insight in source code, banks can safely evolve legacy systems, reduce risk, and meet growing regulatory expectations - without big-bang modernization.
Ohad Kotler
CEO & Co-Founder, TweezrDeliver Personalised Experiences While Automating Onboarding at Scale
Deliver personalized experiences while automating onboarding at scale
Accelerate onboarding without sacrificing trust, transparency, or quality
Establish secure and compliant foundations for responsible innovation
Carla Sobral
Head of Clients Onboarding, Société Générale Securities ServicesCustomer facing AI that acts
Evolution from Chatbot to Virtual Assistant
Implementation steps to enable the VA to act
Challenges & opportunities (organizational & technical)
Michael Zambiasi
Tribe Lead - Mobile Evolution Tribe, RB International, AustriaMoving Money: How Banks Think
Understand how money actually moves through banks, payment providers and financial institutions. Optimise both costs and risks of various payment and banking decisions. Learn the real risks around FinTechs, including neobanks, EMIs and wallets.
Viktoria Soltesz
Founder, The Soltesz InstituteFrom GPUs to People: Turning AI Access into AI Impact
Reframing AI: looking beyond the applications we interact with every day.
Behind the AI revolution: the infrastructure, computing power and dependencies that make modern AI possible.
From access to capability: how Commerzbank approached GitHub Copilot enablement beyond simply providing the tool.
Building a learning movement: using practical learning, community and peer enablement to help people adopt AI more effectively.
Shamsh Hoda
AI & Digital Innovation Strategist, Commerzbank, GermanyThe Death of NPS: Neuromarketing in Banking
Okan Acar
EVP, Digital Banking and Payment Systems, Kuveyt Türk Katılım Bankası, TurkeyMeshup Banking - Leveraging Customer Pools
Banks foster partnerships with telcos, retailers and platforms. Keep watching them close!
Design - components, archetypes, rule: Match product depth to mesh depth.
Economics - value ledger, contract terms.
AI - agents, decision intelligence and next-best-action
Prof. Wolfgang Strobel
CEO@Investigence (former Board Member at Anadi Bank, Hauck Aufhäuser Privatbank, Fidor Bank, DAB bank), GermanyThe multi-rail future of money: from stablecoins and tokenised deposits to agentic payments
Explore how regulated stablecoins, tokenised deposits and traditional payment rails can co-exist and interoperate in the institutional financial system.
Examine how a multi-rail financial ecosystem could evolve and what it means for banks, their clients and the broader financial system.
Consider the next evolution: agentic payments, where AI agents interact with payment infrastructure and digital money to enable increasingly automated economic activity.
Ivy Schuhmacher
Digital Assets Transformation, Vice President, Deutsche BankPanel Discussion: What is the future of Banking in 2030?
Moderator: Shamsh Hoda | Panellists: Michael Zambiasi, Okan Acar, Ibrahim Nijad
Shamsh Hoda
AI & Digital Innovation Strategist, Commerzbank, GermanyIslamic Banking and Future Digital Transformation
As the global financial industry undergoes rapid digital transformation, Islamic banking faces unprecedented opportunities and challenges in adapting to emerging technologies while upholding Shariah principles.
This presentation explores the evolving landscape of Islamic banking, highlighting the transformative roles of artificial intelligence (AI), blockchain, financial technology (FinTech), digital banking, and smart contracts.
It also examines the implications of digital innovation for Shariah compliance, regulatory frameworks, operational efficiency, financial inclusion, and institutional competitiveness.
Drawing on global developments and emerging industry practices, the presentation offers insights into the future of Islamic banking and the strategic priorities necessary to build a more innovative, resilient, sustainable, and Shariah-compliant digital financial ecosystem.
Wan Norhaziki Wan Abdul Halim
Director - Head of Shariah Governance, Global Compliance, Crédit Agricole, UAEPayment systems regulation, consumer protection and future payment rails
Andrew Wigston
Head of Supervision and Compliance Monitoring, Payment System RegulatorManaging Change Risk in an Age of Uncertainty
Risk Culture as an Enabler of Change
Effective Change Risk Management
Selecting Appropriate Risk Treatment Strategies
Adapting to Uncertainty and Emerging Risks
Edgars Sedovs
Head of Risk, Rietumu Banka, LatviaSupervising the Intelligent Bank: Trust, Resilience and AI in Next-Generation Banking
Understanding how European supervisors assess AI-driven business models, governance and digital transformation
Translating regulatory expectations — SSM priorities, DORA and the AI Act — into practical design choices for the intelligent bank
Building board-level accountability and meaningful human oversight as AI enters core decision chains
Managing the resilience challenge: cloud concentration, third-party AI models and legacy evolution
Positioning trust and supervisability as competitive advantages, not constraints, in the platform economy
Nina Schweighofer
JST Coordinator / Head of Section, European Central Bank, GermanyAI in Action: From Adoption to Responsible Scale
Rethinking what successful AI adoption means in an era of rapid acceleration
Turning AI into measurable productivity and sustainable business value
Making governance, compliance and accountability enablers of responsible AI at scale
Ibrahim Nijad
Senior Risk Control Partner, Rabobank, NetherlandsFrom Digital Banking to Financial Well-Being: Building Financially Resilient Customers
Understanding financial resilience through the eyes of the customer
Helping customers navigate uncertainty and life transitions
Building financial health, inclusion and confidence
Moving from product provider to long-term financial partner
Using digital banking to help customers prepare, decide and thrive
Nikoletta Kovacs
Strategy Leader | Strategy, Communication, Sustainability, Raiffeisen Bank International, AustriaSystemic Risk in European Banking 2027-2030: Geopolitics, AI and Structural Vulnerabilities
Assess geopolitical fragmentation and structural vulnerabilities in banking.
Link AI, funding costs, credit risk and stress testing.
Evaluate operational concentration and systemic resilience risks.
Ulf Holmberg
Functional Lead and Senior Analyst, SwedbankPanel Discussion: Deepfakes, Synthetic Identity and AI-Driven Fraud: The Next Frontier of Financial Crime
Moderator: Nikoletta Kovacs | Panellists: Edgars Sedovs, Nina Schweighofer, Ulf Holmberg
Nikoletta Kovacs
Strategy Leader | Strategy, Communication, Sustainability, Raiffeisen Bank International, AustriaEvent Pass & Tickets
One delegate pass covers all three days: every keynote, workshop and networking session, 25-27 November 2026 in Amsterdam.
Attend in person 3 days conference
Documentation Pack
44 Recorded Sessions
Participants List
Networking Coffee Breaks & Lunches
Live stream
Virtual Conference Online Networking
44 Recorded sessions
Videos Interactions
Documentation Pack
Speaking Slot (40 Min)
Attend in person 3 days conference
Documentation Pack
Participants List
Networking Coffee Breaks & Lunches
40 Min Speaking slot
Attend in person 3 days conference
EXHIBITOR Space
44 Recorded Sessions
Networking Coffee Breaks & Lunches
Attend in person 3 days conference (3 PAX)
Documentation Pack
44 Recorded Sessions
Participants List
Networking Coffee Breaks & Lunches

